Iq Credit Union (NCUA charter #60438) is based in Vancouver, Washington. Its Q2 2026 call report shows $2.2B in total assets and $1.9B in member shares and deposits and 25 offices across 2 states.
Iq Credit Union has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 58% of its 454 credit unions with $1 billion – $10 billion. Among 73 credit unions headquartered in Washington, it ranks 34th. Problem-loan coverage contributes the most (88/100, 5.8%); capital cushion contributes the least (63/100, 11.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 70).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 62 |
| Q4 2024 | 66 |
| Q1 2025 | 69 |
| Q2 2025 | 69 |
| Q3 2025 | 68 |
| Q4 2025 | 67 |
| Q1 2026 | 70 |
| Q2 2026 | 70 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.05% |
| Q3 2024 | 10.26% |
| Q4 2024 | 10.64% |
| Q1 2025 | 10.57% |
| Q2 2025 | 10.78% |
| Q3 2025 | 10.61% |
| Q4 2025 | 10.82% |
| Q1 2026 | 10.99% |
| Q2 2026 | 11.30% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 1.11% |
| Q4 2024 | 0.85% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.86% |
| Q2 2026 | 0.79% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.88% |
| Q4 2024 | 1.06% |
| Q1 2025 | 1.06% |
| Q2 2025 | 1.02% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.94% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $2.2B | 11.30% | 0.79% | 1.23% | 91.4% |
| Q1 2026 | 70 | $2.2B | 10.99% | 0.86% | 1.35% | 86.4% |
| Q4 2025 | 67 | $2.2B | 10.82% | 0.74% | 0.94% | 86.8% |
| Q3 2025 | 68 | $2.2B | 10.61% | 0.58% | 0.89% | 89.4% |
| Q2 2025 | 69 | $2.1B | 10.78% | 0.69% | 1.02% | 86.0% |
| Q1 2025 | 69 | $2.1B | 10.57% | 0.64% | 1.06% | 83.7% |
| Q4 2024 | 66 | $2.0B | 10.64% | 0.85% | 1.06% | 88.2% |
| Q3 2024 | 62 | $2.0B | 10.26% | 1.11% | 0.88% | 87.2% |
| Q2 2024 | 62 | $2.0B | 10.05% | 0.99% | 0.85% | 89.4% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Horizon Credit UnionCredit union Spokane Valley, WA | 75 out of 100, Strong | $2.0B | 13.1% | 0.27% | vs |
| Kitsap Credit UnionCredit union Bremerton, WA | 54 out of 100, Below average | $2.5B | 8.3% | 0.79% | vs |
| Fibre Federal Credit UnionCredit union Longview, WA | 75 out of 100, Strong | $1.8B | 13.7% | 0.96% | vs |
| Columbia Community Credit UnionCredit union Vancouver, WA | 76 out of 100, Strong | $2.6B | 13.3% | 0.93% | vs |
| Hapo Community Credit UnionCredit union Richland, WA | 80 out of 100, Strong | $3.0B | 11.2% | 0.18% | vs |
| Harborstone Credit UnionCredit union Tacoma, WA | 52 out of 100, Below average | $3.1B | 9.3% | 1.08% | vs |
Deposit insurance
Is my money safe at Iq Credit Union?
Yes. Iq Credit Union is a federally insured credit union (NCUA charter #60438). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.7% of shares and deposits ($127.9M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.30%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
25 locations
Branches
Iq Credit Union lists 25 offices in 10 cities across 2 states. Most locations:
- Vancouver, WA (12)
- Camas, WA (3)
- Battle Ground, WA (2)
- Portland, OR (2)
- Happy Valley, OR (1)
- Ridgefield, WA (1)
- Sherwood, OR (1)
- Stevenson, WA (1)
- Washougal, WA (1)
- Woodland, WA (1)
HMDA 2025
Mortgage lending
In 2025, Iq Credit Union reported 1,804 home-loan applications under HMDA (LEI 254900N49YI2HHKDPS92): 1,184 originated ($197,810,000 total), 347 denied, and 220 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Visa Platinum Rewards | — | $0 | $25 | 1.0% |
Identity & history
Profile
- Legal name
- Iq Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60438
- RSSD ID
- 542096
- Primary regulator
- State + NCUA
- Established
- 1940
- Headquarters
- PO Box 1739, Vancouver, WA 98668
- Employees
- 327
Quick answers
Iq Credit Union: common questions
Is Iq Credit Union NCUA insured?
Yes. Iq Credit Union is a federally insured credit union (NCUA charter #60438). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Iq Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Iq Credit Union have?
25 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Vancouver
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA | 94 out of 100, Very strong | $39.3M | 23.8% | 0.33% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Cascade Federal Credit UnionCredit union Kent, WA | 88 out of 100, Very strong | $392.6M | 13.3% | 0.79% | vs |
| Consolidated Federal Credit UnionCredit union Portland, OR | 88 out of 100, Very strong | $833.7M | 15.3% | 0.27% | vs |
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Castparts Employees Federal Credit UnionCredit union Portland, OR | 85 out of 100, Very strong | $79.9M | 15.7% | 0.84% | vs |