Side-by-side · Q2 2026 data
Iq Credit Union vs Seattle Metropolitan Credit Union
Metric by metric
| Measure | Iq Credit Union | Seattle Metropolitan Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 60 |
| Capital cushion | 63 | 65 (stronger) |
| Loan quality | 74 | 79 (stronger) |
| Earnings | 69 (stronger) | 21 |
| Funding & liquidity | 69 (stronger) | 53 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 58th | 25th |
| Total assets | $2.2B | $1.2B |
| Deposits / shares | $1.9B | $921.1M |
| Capital ratio | 11.30% | 11.50% (stronger) |
| Problem loans | 0.79% | 0.63% (stronger) |
| Net charge-offs | 0.58% (stronger) | 1.06% |
| Return on assets | 1.23% (stronger) | 0.04% |
| Loans ÷ deposits | 91.4% (stronger) | 107.3% |
| Uninsured deposits | 6.7% (stronger) | 14.6% |
| Offices | 25 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.9% | 47.9% |
Iq Credit Union has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Iq Credit Union leads on 5 and Seattle Metropolitan Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.