Side-by-side · Q2 2026 data
Ireland Bank vs Cache Valley Bank
Metric by metric
| Measure | Ireland Bank | Cache Valley Bank |
|---|---|---|
| TellerScore | 53 | 73 (stronger) |
| Capital cushion | 65 (stronger) | 57 |
| Loan quality | 5 | 90 (stronger) |
| Earnings | 51 | 98 (stronger) |
| Funding & liquidity | 95 (stronger) | 30 |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 9th | 70th |
| Total assets | $355.4M | $3.5B |
| Deposits / shares | $314.1M | $3.1B |
| Capital ratio | 11.54% (stronger) | 10.68% |
| Problem loans | 2.84% | 0.29% (stronger) |
| Net charge-offs | 0.59% | 0.09% (stronger) |
| Return on assets | 0.79% | 1.96% (stronger) |
| Loans ÷ deposits | 59.3% (stronger) | 86.5% |
| Uninsured deposits | 19.8% (stronger) | 54.4% |
| Offices | 12 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Cache Valley Bank has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Ireland Bank leads on 3 and Cache Valley Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Preston, ID