Side-by-side · Q2 2026 data
Ireland Bank vs Twin River Bank
Metric by metric
| Measure | Ireland Bank | Twin River Bank |
|---|---|---|
| TellerScore | 53 | 89 (stronger) |
| Capital cushion | 65 | 78 (stronger) |
| Loan quality | 5 | 95 (stronger) |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 95 (stronger) | 77 |
| Problem-loan coverage | 73 | 98 (stronger) |
| Peer percentile | 9th | 94th |
| Total assets | $355.4M | $173.0M |
| Deposits / shares | $314.1M | $150.5M |
| Capital ratio | 11.54% | 12.76% (stronger) |
| Problem loans | 2.84% | 0.16% (stronger) |
| Net charge-offs | 0.59% | 0.10% (stronger) |
| Return on assets | 0.79% | 3.04% (stronger) |
| Loans ÷ deposits | 59.3% (stronger) | 77.1% |
| Uninsured deposits | 19.8% (stronger) | 20.5% |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.2% |
Twin River Bank has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Ireland Bank leads on 2 and Twin River Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.