Side-by-side · Q2 2026 data
Iron County Community Credit Union vs Athens Area Credit Union
Credit union
Iron County Community Credit Union
Hurley, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Iron County Community Credit Union | Athens Area Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 33 | 79 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 59th | 75th |
| Total assets | $47.4M | $49.9M |
| Deposits / shares | $37.6M | $42.9M |
| Capital ratio | 18.58% (stronger) | 13.35% |
| Problem loans | 2.00% | 0.63% (stronger) |
| Net charge-offs | -0.37% (stronger) | 0.04% |
| Return on assets | 3.01% (stronger) | 1.25% |
| Loans ÷ deposits | 85.4% | 40.7% (stronger) |
| Uninsured deposits | 2.5% (stronger) | 2.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Athens Area Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Iron County Community Credit Union leads on 4 and Athens Area Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.