Side-by-side · Q2 2026 data
Iron County Community Credit Union vs Bay Shore Credit Union
Credit union
Iron County Community Credit Union
Hurley, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Iron County Community Credit Union | Bay Shore Credit Union |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 33 | 91 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 59th | 92nd |
| Total assets | $47.4M | $48.2M |
| Deposits / shares | $37.6M | $38.7M |
| Capital ratio | 18.58% | 18.64% (stronger) |
| Problem loans | 2.00% | 0.27% (stronger) |
| Net charge-offs | -0.37% (stronger) | -0.01% |
| Return on assets | 3.01% (stronger) | 1.27% |
| Loans ÷ deposits | 85.4% | 50.4% (stronger) |
| Uninsured deposits | 2.5% (stronger) | 4.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bay Shore Credit Union has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Iron County Community Credit Union leads on 3 and Bay Shore Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.