Side-by-side · Q2 2026 data
Ironworkers USA Federal Credit Union vs Heritage Grove Federal Credit Union
Credit union
Ironworkers USA Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Ironworkers USA Federal Credit Union | Heritage Grove Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 67 (stronger) |
| Capital cushion | 61 | 69 (stronger) |
| Loan quality | 1 | 61 (stronger) |
| Earnings | 61 (stronger) | 46 |
| Funding & liquidity | 64 | 90 (stronger) |
| Problem-loan coverage | 57 | 87 (stronger) |
| Peer percentile | 3rd | 41st |
| Total assets | $155.9M | $167.2M |
| Deposits / shares | $137.8M | $146.9M |
| Capital ratio | 11.10% | 11.86% (stronger) |
| Problem loans | 2.97% | 1.17% (stronger) |
| Net charge-offs | 1.16% | 0.41% (stronger) |
| Return on assets | 1.02% (stronger) | 0.65% |
| Loans ÷ deposits | 91.5% | 70.5% (stronger) |
| Uninsured deposits | 19.1% | 4.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.6% |
Heritage Grove Federal Credit Union has the higher TellerScore (67 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Ironworkers USA Federal Credit Union leads on 1 and Heritage Grove Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.