Side-by-side · Q2 2026 data
Iroquois Farmers State Bank vs United Trust Bank
Metric by metric
| Measure | Iroquois Farmers State Bank | United Trust Bank |
|---|---|---|
| TellerScore | 57 | 65 (stronger) |
| Capital cushion | 41 | 50 (stronger) |
| Loan quality | 35 | 86 (stronger) |
| Earnings | 84 (stronger) | 66 |
| Funding & liquidity | 77 (stronger) | 42 |
| Problem-loan coverage | 71 | 93 (stronger) |
| Peer percentile | 14th | 29th |
| Total assets | $174.5M | $178.2M |
| Deposits / shares | $158.7M | $126.1M |
| Capital ratio | 9.10% | 10.03% (stronger) |
| Problem loans | 1.96% | 0.43% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.61% (stronger) | 1.15% |
| Loans ÷ deposits | 71.8% (stronger) | 115.7% |
| Uninsured deposits | 24.9% | 22.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Trust Bank has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Iroquois Farmers State Bank leads on 3 and United Trust Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.