Side-by-side · Q2 2026 data
Isabella Bank vs Commercial Bank
Metric by metric
| Measure | Isabella Bank | Commercial Bank |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 39 | 59 (stronger) |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 64 | 71 (stronger) |
| Funding & liquidity | 51 | 76 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 27th | 61st |
| Total assets | $2.2B | $552.7M |
| Deposits / shares | $1.8B | $475.2M |
| Capital ratio | 8.93% | 10.89% (stronger) |
| Problem loans | 0.49% | 0.39% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.10% | 1.28% (stronger) |
| Loans ÷ deposits | 85.4% | 76.5% (stronger) |
| Uninsured deposits | 36.5% | 22.0% (stronger) |
| Offices | 27 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 43.2% |
Commercial Bank has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Isabella Bank leads on 0 and Commercial Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greenville, MI
- Ithaca, MI