Side-by-side · Q2 2026 data
ITS Bank vs Charter Bank
Metric by metric
| Measure | ITS Bank | Charter Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 84 (stronger) | 79 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 84th |
| Total assets | $45.2M | $227.5M |
| Deposits / shares | $500K | $203.5M |
| Capital ratio | 97.51% (stronger) | 11.03% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 61.63% (stronger) | 1.75% |
| Loans ÷ deposits | 0.0% (stronger) | 80.8% |
| Uninsured deposits | 30.0% | 13.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.0% |
ITS Bank has the higher TellerScore (98 vs 83). On the 6 directional measures above (where higher or lower is clearly better), ITS Bank leads on 5 and Charter Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.