Side-by-side · Q2 2026 data
Ives Bank vs The Torrington Savings Bank
Metric by metric
| Measure | Ives Bank | The Torrington Savings Bank |
|---|---|---|
| TellerScore | 67 | 82 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 53 | 95 (stronger) |
| Earnings | 63 (stronger) | 46 |
| Funding & liquidity | 41 | 61 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 44th | 93rd |
| Total assets | $1.7B | $1.0B |
| Deposits / shares | $1.4B | $803.2M |
| Capital ratio | 13.87% | 19.03% (stronger) |
| Problem loans | 1.41% | 0.14% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.08% (stronger) | 0.64% |
| Loans ÷ deposits | 104.0% | 99.6% (stronger) |
| Uninsured deposits | 28.8% | 11.8% (stronger) |
| Offices | 16 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
The Torrington Savings Bank has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ives Bank leads on 2 and The Torrington Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.