Side-by-side · Q2 2026 data
Jack Daniel Employees Credit Union vs Greater Experience Credit Union
Credit union
Jack Daniel Employees Credit Union
Lynchburg, Tennessee · Under $100 million in assets
Credit union
Greater Experience Credit Union
Johnson City, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Jack Daniel Employees Credit Union | Greater Experience Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 63 | 90 (stronger) |
| Loan quality | 79 (stronger) | 51 |
| Earnings | 67 (stronger) | 15 |
| Funding & liquidity | 83 | 83 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 49th | 28th |
| Total assets | $56.7M | $56.4M |
| Deposits / shares | $49.8M | $48.3M |
| Capital ratio | 11.32% | 14.00% (stronger) |
| Problem loans | 0.63% (stronger) | 1.47% |
| Net charge-offs | 0.14% (stronger) | 0.77% |
| Return on assets | 1.18% (stronger) | -0.11% |
| Loans ÷ deposits | 77.6% | 76.9% (stronger) |
| Uninsured deposits | 5.1% | 4.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jack Daniel Employees Credit Union has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Jack Daniel Employees Credit Union leads on 4 and Greater Experience Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.