Side-by-side · Q2 2026 data
Jackson Area Federal Credit Union vs Ferguson Federal Credit Union
Metric by metric
| Measure | Jackson Area Federal Credit Union | Ferguson Federal Credit Union |
|---|---|---|
| TellerScore | 38 (stronger) | 33 |
| Capital cushion | 0 | 46 (stronger) |
| Loan quality | 50 (stronger) | 0 |
| Earnings | 0 | 18 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 41 |
| Peer percentile | 3rd | 2nd |
| Total assets | $60.9M | $94.2M |
| Deposits / shares | $136.2M | $83.1M |
| Capital ratio | -145.36% | 9.63% (stronger) |
| Problem loans | 1.49% (stronger) | 3.79% |
| Net charge-offs | 1.56% | 1.25% (stronger) |
| Return on assets | -338.49% | -0.05% (stronger) |
| Loans ÷ deposits | 30.9% (stronger) | 81.2% |
| Uninsured deposits | 3.4% (stronger) | 9.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
Jackson Area Federal Credit Union has the higher TellerScore (38 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Jackson Area Federal Credit Union leads on 4 and Ferguson Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.