The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (31 → 33), mostly because the earnings component improved by 18 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Mississippi

Yes. Ferguson Federal Credit Union is a federally insured credit union (NCUA charter #18515). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.4% of shares and deposits ($7.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Ferguson Federal Credit Union lists 6 offices in 4 cities. Most locations:

• Monticello, MS (3)
• Brookhaven, MS (1)
• Columbia, MS (1)
• Magee, MS (1)

All branch addresses and map

In 2025, Ferguson Federal Credit Union reported 99 home-loan applications under HMDA (LEI 2549009A2MMICIE00762): 51 originated ($6,585,000 total), 19 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Ferguson Federal Credit Union

Type

Federal credit union

NCUA charter #

18515

RSSD ID

742681

Primary regulator

NCUA

Established

1968

Headquarters

1026 E Broad St, Monticello, MS 39654

Employees

49