Side-by-side · Q2 2026 data
Jackson Area Federal Credit Union vs Mississippi National Guard Federal Credit Union
Credit union
Mississippi National Guard Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Jackson Area Federal Credit Union | Mississippi National Guard Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 58 (stronger) |
| Capital cushion | 0 | 38 (stronger) |
| Loan quality | 50 (stronger) | 49 |
| Earnings | 0 | 71 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 3rd | 19th |
| Total assets | $60.9M | $43.5M |
| Deposits / shares | $136.2M | $40.7M |
| Capital ratio | -145.36% | 8.76% (stronger) |
| Problem loans | 1.49% (stronger) | 1.53% |
| Net charge-offs | 1.56% | 0.57% (stronger) |
| Return on assets | -338.49% | 1.28% (stronger) |
| Loans ÷ deposits | 30.9% (stronger) | 75.6% |
| Uninsured deposits | 3.4% (stronger) | 13.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mississippi National Guard Federal Credit Union has the higher TellerScore (58 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Jackson Area Federal Credit Union leads on 3 and Mississippi National Guard Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.