TellerScore

Mississippi National Guard Federal Credit Union is a federal credit union headquartered in Jackson, Mississippi, in business for about 64 years. At the end of Q2 2026 it reported $43.5M in total assets and $40.7M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Mississippi National Guard Federal Credit Union scores 58/100, which we describe as moderate. That is higher than only 19% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 42nd. Its strongest component is funding & liquidity (85/100; 76% loans-to-deposits, 13% uninsured), and its lowest is capital cushion (38/100; 8.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Net worth ratio: 8.76%
Loan quality49/100
Loans 60+ days delinquent ÷ total loans: 1.53%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity85/100
Loans ÷ shares: 75.6% · 13.2% uninsured
Problem-loan coverage75/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (44 → 58), mostly because the loan quality component improved by 32 points.

TellerScore
274562Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202427
Q3 202430
Q4 202429
Q1 202531
Q2 202544
Q3 202540
Q4 202557
Q1 202662
Q2 202658
Net worth ratio
7.00%7.88%8.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.05%
Q3 20247.17%
Q4 20247.37%
Q1 20257.25%
Q2 20257.86%
Q3 20258.29%
Q4 20258.46%
Q1 20268.44%
Q2 20268.76%
Delinquent loans (60+ days)
0.46%1.91%3.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.66%
Q3 20243.15%
Q4 20243.36%
Q1 20253.01%
Q2 20252.48%
Q3 20252.84%
Q4 20251.24%
Q1 20260.46%
Q2 20261.53%
Return on assets
-0.22%0.56%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.22%
Q3 20240.59%
Q4 20240.64%
Q1 20250.66%
Q2 20251.34%
Q3 20251.15%
Q4 20251.07%
Q1 20260.58%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$43.5M8.76%1.53%1.28%75.6%
Q1 202662$43.5M8.44%0.46%0.58%77.6%
Q4 202557$42.9M8.46%1.24%1.07%82.2%
Q3 202540$43.0M8.29%2.84%1.15%84.5%
Q2 202544$43.2M7.86%2.48%1.34%85.2%
Q1 202531$42.4M7.25%3.01%0.66%86.0%
Q4 202429$41.7M7.37%3.36%0.64%88.8%
Q3 202430$43.5M7.17%3.15%0.59%84.3%
Q2 202427$43.0M7.05%2.66%-0.22%83.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.76%
8th
Problem loans1.53%
28th
Net charge-offs0.57%
25th
Return on assets1.28%
79th
Loans to deposits75.6%
25th
Uninsured deposits13.2%
4th
Loan-loss reserves0.00%
37th
Texas ratio12.4%
10th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Brightview Federal Credit UnionCredit union Ridgeland, MS78 out of 100, Strong$37.6M16.3%0.75%vs
Camp Shelby Federal Credit UnionCredit union Hattiesburg, MS84 out of 100, Strong$31.8M23.9%0.83%vs
Meridian Mississippi Ang Federal Credit UnionCredit union Meridian, MS78 out of 100, Strong$31.3M14.6%1.57%vs
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs
Jackson Area Federal Credit UnionCredit union Jackson, MS38 out of 100, Low$60.9M-145.4%1.49%vs

Deposit insurance

Is my money safe at Mississippi National Guard Federal Credit Union?

Yes. Mississippi National Guard Federal Credit Union is a federally insured credit union (NCUA charter #14805). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.2% of shares and deposits ($5.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.76%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Mississippi National Guard Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mississippi National Guard Federal Credit Union
Type
Federal credit union
NCUA charter #
14805
RSSD ID
982786
Primary regulator
NCUA
Established
1962
Headquarters
142 Military Dr, Jackson, MS 39232
Employees
5

Quick answers

Mississippi National Guard Federal Credit Union: common questions

Is Mississippi National Guard Federal Credit Union NCUA insured?

Yes. Mississippi National Guard Federal Credit Union is a federally insured credit union (NCUA charter #14805). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mississippi National Guard Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mississippi National Guard Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jackson

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs