Side-by-side · Q2 2026 data
Jackson County Bank vs Business and Industrial Federal Credit Union
Credit union
Business and Industrial Federal Credit Union
Columbus, Indiana · Under $100 million in assets
Metric by metric
| Measure | Jackson County Bank | Business and Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 91 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 82 | 92 (stronger) |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 20 | 100 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 11th | 90th |
| Total assets | $1.1B | $44.9M |
| Deposits / shares | $894.8M | $36.7M |
| Capital ratio | 8.46% | 18.04% (stronger) |
| Problem loans | 0.55% | 0.24% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.78% | 1.11% (stronger) |
| Loans ÷ deposits | 100.4% | 48.6% (stronger) |
| Uninsured deposits | 50.7% | 1.1% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Business and Industrial Federal Credit Union has the higher TellerScore (91 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 1 and Business and Industrial Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.