Side-by-side · Q2 2026 data
Jackson County Bank vs The Peoples State Bank
Metric by metric
| Measure | Jackson County Bank | The Peoples State Bank |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 35 | 55 (stronger) |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 51 | 79 (stronger) |
| Funding & liquidity | 20 | 82 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 11th | 72nd |
| Total assets | $1.1B | $506.6M |
| Deposits / shares | $894.8M | $444.3M |
| Capital ratio | 8.46% | 10.47% (stronger) |
| Problem loans | 0.55% | 0.19% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.78% | 1.48% (stronger) |
| Loans ÷ deposits | 100.4% | 61.8% (stronger) |
| Uninsured deposits | 50.7% | 29.5% (stronger) |
| Offices | 14 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 5.7% |
The Peoples State Bank has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 0 and The Peoples State Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.