Side-by-side · Q2 2026 data
Jackson County Bank vs Farmers State Bank
Metric by metric
| Measure | Jackson County Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 77 (stronger) | 64 |
| Earnings | 95 (stronger) | 65 |
| Funding & liquidity | 90 | 90 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 97th | 37th |
| Total assets | $175.9M | $69.3M |
| Deposits / shares | $113.6M | $62.5M |
| Capital ratio | 28.83% (stronger) | 10.71% |
| Problem loans | 0.68% (stronger) | 1.07% |
| Net charge-offs | 0.05% (stronger) | 0.25% |
| Return on assets | 1.87% (stronger) | 1.13% |
| Loans ÷ deposits | 63.3% | 44.8% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 24.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Bank has the higher TellerScore (92 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 6 and Farmers State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.