Side-by-side · Q2 2026 data
Jackson County Bank vs L & N Federal Credit Union
Metric by metric
| Measure | Jackson County Bank | L & N Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 77 | 91 (stronger) |
| Earnings | 95 (stronger) | 64 |
| Funding & liquidity | 90 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 97th | 66th |
| Total assets | $175.9M | $2.6B |
| Deposits / shares | $113.6M | $2.3B |
| Capital ratio | 28.83% (stronger) | 10.55% |
| Problem loans | 0.68% | 0.26% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.06% |
| Return on assets | 1.87% (stronger) | 1.11% |
| Loans ÷ deposits | 63.3% (stronger) | 91.7% |
| Uninsured deposits | 21.2% | 13.9% (stronger) |
| Offices | 3 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.7% |
Jackson County Bank has the higher TellerScore (92 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 5 and L & N Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.