Side-by-side · Q2 2026 data
Jackson County Federal Credit Union vs Local 20 Ibew Federal Credit Union
Credit union
Local 20 Ibew Federal Credit Union
Grand Prairie, Texas · Under $100 million in assets
Metric by metric
| Measure | Jackson County Federal Credit Union | Local 20 Ibew Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 23 |
| Capital cushion | 47 (stronger) | 10 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 50 (stronger) | 0 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 50 |
| Peer percentile | 44th | 0th |
| Total assets | $9.0M | $9.4M |
| Deposits / shares | $8.1M | $8.8M |
| Capital ratio | 9.68% (stronger) | 5.97% |
| Problem loans | 0.00% (stronger) | 3.62% |
| Net charge-offs | 0.14% | -1.16% (stronger) |
| Return on assets | 0.75% (stronger) | -0.90% |
| Loans ÷ deposits | 71.8% | 51.3% (stronger) |
| Uninsured deposits | 1.2% | 0.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Federal Credit Union has the higher TellerScore (72 vs 23). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Federal Credit Union leads on 4 and Local 20 Ibew Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.