Local 20 Ibew Federal Credit Union (NCUA charter #16429) is based in Grand Prairie, Texas. Its Q2 2026 call report shows $9.4M in total assets and $8.8M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Local 20 Ibew Federal Credit Union scores 23/100, which we describe as low. That is higher than only 0% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 378th. Its strongest component is funding & liquidity (100/100; 51% loans-to-deposits, 1% uninsured), and its lowest is earnings (0/100; -0.90%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (34 → 23), mostly because the earnings component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 42 |
| Q4 2024 | 64 |
| Q1 2025 | 29 |
| Q2 2025 | 34 |
| Q3 2025 | 31 |
| Q4 2025 | 32 |
| Q1 2026 | 33 |
| Q2 2026 | 23 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.11% |
| Q3 2024 | 7.48% |
| Q4 2024 | 7.57% |
| Q1 2025 | 7.15% |
| Q2 2025 | 7.26% |
| Q3 2025 | 7.09% |
| Q4 2025 | 7.16% |
| Q1 2026 | 6.80% |
| Q2 2026 | 5.97% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 2.88% |
| Q4 2024 | 0.73% |
| Q1 2025 | 3.40% |
| Q2 2025 | 3.88% |
| Q3 2025 | 4.66% |
| Q4 2025 | 3.99% |
| Q1 2026 | 4.05% |
| Q2 2026 | 3.62% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.53% |
| Q3 2024 | 1.28% |
| Q4 2024 | 1.29% |
| Q1 2025 | -0.18% |
| Q2 2025 | 0.43% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.54% |
| Q2 2026 | -0.90% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 23 | $9.4M | 5.97% | 3.62% | -0.90% | 51.3% |
| Q1 2026 | 33 | $9.1M | 6.80% | 4.05% | 0.54% | 57.0% |
| Q4 2025 | 32 | $8.4M | 7.16% | 3.99% | 0.28% | 56.9% |
| Q3 2025 | 31 | $8.4M | 7.09% | 4.66% | 0.28% | 57.8% |
| Q2 2025 | 34 | $8.2M | 7.26% | 3.88% | 0.43% | 56.8% |
| Q1 2025 | 29 | $8.1M | 7.15% | 3.40% | -0.18% | 59.0% |
| Q4 2024 | 64 | $7.7M | 7.57% | 0.73% | 1.29% | 65.3% |
| Q3 2024 | 42 | $7.4M | 7.48% | 2.88% | 1.28% | 65.6% |
| Q2 2024 | 70 | $7.6M | 7.11% | 0.21% | 1.53% | 66.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Victoria Federal Credit UnionCredit union Victoria, TX | 81 out of 100, Strong | $9.4M | 12.8% | 0.04% | vs |
| Sweetex Credit UnionCredit union Longview, TX | 94 out of 100, Very strong | $9.4M | 39.4% | 0.00% | vs |
| Neiman Marcus Group Employees Federal Credit UnionCredit union Dallas, TX | 77 out of 100, Strong | $9.5M | 15.9% | 0.34% | vs |
| E M O T Federal Credit UnionCredit union Abilene, TX | 78 out of 100, Strong | $9.2M | 39.7% | 1.72% | vs |
| Port Terminal Federal Credit UnionCredit union Houston, TX | 57 out of 100, Moderate | $9.1M | 34.6% | 3.13% | vs |
| Jackson County Federal Credit UnionCredit union Edna, TX | 72 out of 100, Strong | $9.0M | 9.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Local 20 Ibew Federal Credit Union?
Yes. Local 20 Ibew Federal Credit Union is a federally insured credit union (NCUA charter #16429). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.6% of shares and deposits ($50K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 5.97%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Local 20 Ibew Federal Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Local 20 Ibew Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16429
- RSSD ID
- 797681
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- 688 W Tarrant Rd, Grand Prairie, TX 75050
- Employees
- 4
Quick answers
Local 20 Ibew Federal Credit Union: common questions
Is Local 20 Ibew Federal Credit Union NCUA insured?
Yes. Local 20 Ibew Federal Credit Union is a federally insured credit union (NCUA charter #16429). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Local 20 Ibew Federal Credit Union's TellerScore?
23 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Local 20 Ibew Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Grand Prairie
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Worth City Credit UnionCredit union Fort Worth, TX | 93 out of 100, Very strong | $336.8M | 13.1% | 0.03% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| Datcu Credit UnionCredit union Denton, TX | 89 out of 100, Very strong | $1.8B | 17.2% | 0.13% | vs |
| Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX | 89 out of 100, Very strong | $11.9M | 20.9% | 1.07% | vs |