Side-by-side · Q2 2026 data
Jackson Savings Bank, SSB vs Mountain Credit Union
Metric by metric
| Measure | Jackson Savings Bank, SSB | Mountain Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 29 | 43 (stronger) |
| Funding & liquidity | 66 | 95 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 56th | 51st |
| Total assets | $31.9M | $372.4M |
| Deposits / shares | $24.7M | $327.2M |
| Capital ratio | 23.04% (stronger) | 11.22% |
| Problem loans | 0.49% (stronger) | 0.67% |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 0.22% | 0.59% (stronger) |
| Loans ÷ deposits | 94.2% | 65.4% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 6.6% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Jackson Savings Bank, SSB has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Jackson Savings Bank, SSB leads on 5 and Mountain Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sylva, NC