TellerScore

Side-by-side · Q2 2026 data

Jackson Savings Bank, SSB vs Telco Community Credit Union

Bank

Jackson Savings Bank, SSB

Sylva, North Carolina · Under $100 million in assets

76of 100
Strong

Credit union

Telco Community Credit Union

Candler, North Carolina · $100 million – $1 billion

76of 100
Strong

Metric by metric

MeasureJackson Savings Bank, SSBTelco Community Credit Union
TellerScore7676
Capital cushion100 (stronger)74
Loan quality84 (stronger)59
Earnings2975 (stronger)
Funding & liquidity66100 (stronger)
Problem-loan coverage97 (stronger)89
Peer percentile56th68th
Total assets$31.9M$429.3M
Deposits / shares$24.7M$371.1M
Capital ratio23.04% (stronger)12.43%
Problem loans0.49% (stronger)1.23%
Net charge-offs0.00% (stronger)0.16%
Return on assets0.22%1.39% (stronger)
Loans ÷ deposits94.2%60.6% (stronger)
Uninsured deposits5.3% (stronger)8.1%
Offices112
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—2.6%

Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jackson Savings Bank, SSB leads on 4 and Telco Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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