Side-by-side · Q2 2026 data
JD Bank vs American Bank & Trust Company
Metric by metric
| Measure | JD Bank | American Bank & Trust Company |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 69 (stronger) | 67 |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 64 | 93 (stronger) |
| Funding & liquidity | 80 (stronger) | 49 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 80th | 64th |
| Total assets | $1.3B | $267.0M |
| Deposits / shares | $1.1B | $221.7M |
| Capital ratio | 11.88% (stronger) | 11.71% |
| Problem loans | 0.40% (stronger) | 0.47% |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 1.11% | 1.83% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 86.3% |
| Uninsured deposits | 25.0% (stronger) | 37.0% |
| Offices | 22 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), JD Bank leads on 4 and American Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.