Side-by-side · Q2 2026 data
JD Bank vs Cabot Employees Credit Union
Credit union
Cabot Employees Credit Union
Franklin, Louisiana · Under $100 million in assets
Metric by metric
| Measure | JD Bank | Cabot Employees Credit Union |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 64 (stronger) | 59 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 75 |
| Peer percentile | 80th | 87th |
| Total assets | $1.3B | $1.3M |
| Deposits / shares | $1.1B | $910K |
| Capital ratio | 11.88% | 26.97% (stronger) |
| Problem loans | 0.40% | 0.00% (stronger) |
| Net charge-offs | 0.07% (stronger) | 7.16% |
| Return on assets | 1.11% (stronger) | 0.98% |
| Loans ÷ deposits | 68.8% | 46.9% (stronger) |
| Uninsured deposits | 25.0% | 0.0% (stronger) |
| Offices | 22 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cabot Employees Credit Union has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), JD Bank leads on 2 and Cabot Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.