Side-by-side · Q2 2026 data
JD Bank vs Currency Bank
Metric by metric
| Measure | JD Bank | Currency Bank |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 69 | 84 (stronger) |
| Loan quality | 87 | 95 (stronger) |
| Earnings | 64 | 98 (stronger) |
| Funding & liquidity | 80 (stronger) | 50 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 80th | 90th |
| Total assets | $1.3B | $248.5M |
| Deposits / shares | $1.1B | $203.2M |
| Capital ratio | 11.88% | 13.38% (stronger) |
| Problem loans | 0.40% | 0.14% (stronger) |
| Net charge-offs | 0.07% | -0.05% (stronger) |
| Return on assets | 1.11% | 1.95% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 93.0% |
| Uninsured deposits | 25.0% (stronger) | 30.3% |
| Offices | 22 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Currency Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), JD Bank leads on 2 and Currency Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.