Side-by-side · Q2 2026 data
JD Bank vs United Mississippi Bank
Metric by metric
| Measure | JD Bank | United Mississippi Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 69 (stronger) | 60 |
| Loan quality | 87 | 94 (stronger) |
| Earnings | 64 | 66 (stronger) |
| Funding & liquidity | 80 (stronger) | 71 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 80th | 61st |
| Total assets | $1.3B | $560.7M |
| Deposits / shares | $1.1B | $478.9M |
| Capital ratio | 11.88% (stronger) | 11.04% |
| Problem loans | 0.40% | 0.19% (stronger) |
| Net charge-offs | 0.07% | 0.05% (stronger) |
| Return on assets | 1.11% | 1.15% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 85.7% |
| Uninsured deposits | 25.0% | 18.6% (stronger) |
| Offices | 22 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
JD Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), JD Bank leads on 3 and United Mississippi Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.