Side-by-side · Q2 2026 data
Jeep Country Federal Credit Union vs Educational Community Alliance Credit Union
Credit union
Jeep Country Federal Credit Union
Holland, Ohio · Under $100 million in assets
Credit union
Educational Community Alliance Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Jeep Country Federal Credit Union | Educational Community Alliance Credit Union |
|---|---|---|
| TellerScore | 53 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 1 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 12th | 57th |
| Total assets | $72.1M | $68.9M |
| Deposits / shares | $62.5M | $60.1M |
| Capital ratio | 15.08% (stronger) | 11.33% |
| Problem loans | 3.66% | 0.14% (stronger) |
| Net charge-offs | 1.89% | 0.41% (stronger) |
| Return on assets | -0.47% | 0.79% (stronger) |
| Loans ÷ deposits | 50.8% (stronger) | 67.8% |
| Uninsured deposits | 4.4% (stronger) | 5.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Educational Community Alliance Credit Union has the higher TellerScore (77 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jeep Country Federal Credit Union leads on 3 and Educational Community Alliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.