Side-by-side · Q2 2026 data
Jeff Bank, National Association vs Co-Operative Federal Credit Union
Credit union
Co-Operative Federal Credit Union
Woodridge, New York · Under $100 million in assets
Metric by metric
| Measure | Jeff Bank, National Association | Co-Operative Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 72 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 88 (stronger) | 64 |
| Earnings | 96 (stronger) | 7 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 99th | 44th |
| Total assets | $686.2M | $3.3M |
| Deposits / shares | $579.2M | $2.5M |
| Capital ratio | 14.92% | 23.20% (stronger) |
| Problem loans | 0.37% (stronger) | 1.08% |
| Net charge-offs | -0.00% | -0.65% (stronger) |
| Return on assets | 1.91% (stronger) | -0.33% |
| Loans ÷ deposits | 63.9% | 17.5% (stronger) |
| Uninsured deposits | 17.2% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.9% | — |
Jeff Bank, National Association has the higher TellerScore (95 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Jeff Bank, National Association leads on 3 and Co-Operative Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.