Side-by-side · Q2 2026 data
Jefferson Bank vs American First National Bank
Metric by metric
| Measure | Jefferson Bank | American First National Bank |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 48 | 94 (stronger) |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 39 | 54 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $2.9B | $2.9B |
| Deposits / shares | $2.6B | $2.4B |
| Capital ratio | 9.81% | 14.38% (stronger) |
| Problem loans | 0.75% | 0.42% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.08% |
| Return on assets | 1.09% | 2.13% (stronger) |
| Loans ÷ deposits | 75.0% (stronger) | 97.8% |
| Uninsured deposits | 56.5% | 22.7% (stronger) |
| Offices | 13 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 3.4% |
American First National Bank has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Bank leads on 2 and American First National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.