The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 61).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. Jefferson Bank is an FDIC-insured institution (FDIC certificate #16470). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 56.5% of deposits ($1.5B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.81%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Jefferson Bank lists 13 offices in 4 cities. Most locations:

• San Antonio, TX (10)
• Austin, TX (1)
• Boerne, TX (1)
• New Braunfels, TX (1)

All branch addresses and map

In 2025, Jefferson Bank reported 579 home-loan applications under HMDA (LEI 549300RXHLK3XT6SD946): 447 originated ($197,215,000 total), 40 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Jefferson Bank

Former names

Jefferson State Bank

Type

State-chartered bank

FDIC certificate #

16470

RSSD ID

45560

Primary regulator

FDIC

Holding company

Jefferson Bancshares Inc

Established

August 12, 1946

Headquarters

1900 Broadway St, San Antonio, TX 78215

Website

www.jeffersonbank.com

Employees

405