Side-by-side · Q2 2026 data
Jefferson Bank vs American Momentum Bank
Metric by metric
| Measure | Jefferson Bank | American Momentum Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 57 |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 64 | 71 (stronger) |
| Funding & liquidity | 39 (stronger) | 34 |
| Problem-loan coverage | 89 (stronger) | 76 |
| Peer percentile | 24th | 16th |
| Total assets | $2.9B | $2.8B |
| Deposits / shares | $2.6B | $2.2B |
| Capital ratio | 9.81% | 19.24% (stronger) |
| Problem loans | 0.75% (stronger) | 3.52% |
| Net charge-offs | 0.02% (stronger) | 0.12% |
| Return on assets | 1.09% | 1.27% (stronger) |
| Loans ÷ deposits | 75.0% (stronger) | 90.3% |
| Uninsured deposits | 56.5% | 47.5% (stronger) |
| Offices | 13 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Jefferson Bank has the higher TellerScore (61 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Bank leads on 4 and American Momentum Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.