Side-by-side · Q2 2026 data
Jefferson Bank vs Pinnacle Bank
Metric by metric
| Measure | Jefferson Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 48 | 59 (stronger) |
| Loan quality | 75 | 96 (stronger) |
| Earnings | 64 | 76 (stronger) |
| Funding & liquidity | 39 | 64 (stronger) |
| Problem-loan coverage | 89 (stronger) | 81 |
| Peer percentile | 24th | 77th |
| Total assets | $2.9B | $2.7B |
| Deposits / shares | $2.6B | $2.3B |
| Capital ratio | 9.81% | 10.93% (stronger) |
| Problem loans | 0.75% | 0.13% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.09% | 1.41% (stronger) |
| Loans ÷ deposits | 75.0% (stronger) | 80.7% |
| Uninsured deposits | 56.5% | 29.6% (stronger) |
| Offices | 13 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 8.3% |
Pinnacle Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Bank leads on 1 and Pinnacle Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.