Side-by-side · Q2 2026 data
Jefferson Bank vs West Texas National Bank
Metric by metric
| Measure | Jefferson Bank | West Texas National Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 60 |
| Capital cushion | 48 | 55 (stronger) |
| Loan quality | 75 (stronger) | 44 |
| Earnings | 64 | 84 (stronger) |
| Funding & liquidity | 39 | 50 (stronger) |
| Problem-loan coverage | 89 (stronger) | 81 |
| Peer percentile | 24th | 21st |
| Total assets | $2.9B | $2.9B |
| Deposits / shares | $2.6B | $2.6B |
| Capital ratio | 9.81% | 10.52% (stronger) |
| Problem loans | 0.75% (stronger) | 1.67% |
| Net charge-offs | 0.02% (stronger) | 0.86% |
| Return on assets | 1.09% | 1.59% (stronger) |
| Loans ÷ deposits | 75.0% | 57.4% (stronger) |
| Uninsured deposits | 56.5% (stronger) | 64.1% |
| Offices | 13 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 20.5% |
Jefferson Bank has the higher TellerScore (61 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Bank leads on 4 and West Texas National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.