Side-by-side · Q2 2026 data
Jemez Valley Credit Union vs Del Norte Credit Union
Credit union
Jemez Valley Credit Union
Jemez Springs, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Jemez Valley Credit Union | Del Norte Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 76 (stronger) | 44 |
| Loan quality | 67 | 85 (stronger) |
| Earnings | 11 | 51 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 32nd | 44th |
| Total assets | $27.3M | $1.5B |
| Deposits / shares | $23.8M | $1.3B |
| Capital ratio | 12.64% (stronger) | 9.43% |
| Problem loans | 1.00% | 0.45% (stronger) |
| Net charge-offs | 0.06% (stronger) | 1.00% |
| Return on assets | -0.21% | 0.78% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 75.5% |
| Uninsured deposits | 9.9% (stronger) | 16.9% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jemez Valley Credit Union leads on 4 and Del Norte Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.