Jemez Valley Credit Union (NCUA charter #62637) is based in Jemez Springs, New Mexico. Its Q2 2026 call report shows $27.3M in total assets and $23.8M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Jemez Valley Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 37 credit unions headquartered in New Mexico, it ranks 27th. Its strongest component is funding & liquidity (100/100; 45% loans-to-deposits, 10% uninsured), and its lowest is earnings (11/100; -0.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (59 → 66), mostly because the loan quality component improved by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 52 |
| Q4 2024 | 48 |
| Q1 2025 | 64 |
| Q2 2025 | 59 |
| Q3 2025 | 50 |
| Q4 2025 | 48 |
| Q1 2026 | 71 |
| Q2 2026 | 66 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.60% |
| Q3 2024 | 13.06% |
| Q4 2024 | 12.28% |
| Q1 2025 | 12.01% |
| Q2 2025 | 12.30% |
| Q3 2025 | 12.86% |
| Q4 2025 | 12.61% |
| Q1 2026 | 12.34% |
| Q2 2026 | 12.64% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.68% |
| Q3 2024 | 4.08% |
| Q4 2024 | 4.97% |
| Q1 2025 | 1.28% |
| Q2 2025 | 1.63% |
| Q3 2025 | 3.66% |
| Q4 2025 | 3.54% |
| Q1 2026 | 0.82% |
| Q2 2026 | 1.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.09% |
| Q2 2025 | -0.25% |
| Q3 2025 | -0.05% |
| Q4 2025 | -0.24% |
| Q1 2026 | 0.27% |
| Q2 2026 | -0.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $27.3M | 12.64% | 1.00% | -0.21% | 45.0% |
| Q1 2026 | 71 | $28.3M | 12.34% | 0.82% | 0.27% | 43.0% |
| Q4 2025 | 48 | $27.6M | 12.61% | 3.54% | -0.24% | 44.0% |
| Q3 2025 | 50 | $27.3M | 12.86% | 3.66% | -0.05% | 44.3% |
| Q2 2025 | 59 | $28.5M | 12.30% | 1.63% | -0.25% | 43.9% |
| Q1 2025 | 64 | $28.9M | 12.01% | 1.28% | 0.09% | 44.4% |
| Q4 2024 | 48 | $28.2M | 12.28% | 4.97% | 0.06% | 46.7% |
| Q3 2024 | 52 | $28.7M | 13.06% | 4.08% | 0.19% | 47.3% |
| Q2 2024 | 52 | $29.8M | 12.60% | 3.68% | 0.29% | 45.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cuba Credit UnionCredit union Cuba, NM | 91 out of 100, Very strong | $23.5M | 18.4% | 0.00% | vs |
| Los Alamos Schools Credit UnionCredit union Los Alamos, NM | 71 out of 100, Strong | $32.4M | 11.7% | 0.74% | vs |
| Questa Credit UnionCredit union Questa, NM | 78 out of 100, Strong | $32.6M | 23.3% | 2.08% | vs |
| High Desert Community Credit UnionCredit union Aztec, NM | 69 out of 100, Moderate | $18.3M | 12.9% | 1.95% | vs |
| Four Corners Federal Credit UnionCredit union Kirtland, NM | 75 out of 100, Strong | $14.8M | 20.9% | 0.08% | vs |
| Chaves County School Employees Credit UnionCredit union Roswell, NM | 100 out of 100, Very strong | $40.1M | 20.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Jemez Valley Credit Union?
Yes. Jemez Valley Credit Union is a federally insured credit union (NCUA charter #62637). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.9% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Jemez Valley Credit Union lists 2 offices in 2 cities. Most locations:
- Jemez Springs, NM (1)
- San Ysidro, NM (1)
Identity & history
Profile
- Legal name
- Jemez Valley Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62637
- RSSD ID
- 733791
- Primary regulator
- State + NCUA
- Established
- 1966
- Headquarters
- Po Box 120, Jemez Springs, NM 87025
- Employees
- 10
Quick answers
Jemez Valley Credit Union: common questions
Is Jemez Valley Credit Union NCUA insured?
Yes. Jemez Valley Credit Union is a federally insured credit union (NCUA charter #62637). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Jemez Valley Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Jemez Valley Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Jemez Springs
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Los Alamos Schools Credit UnionCredit union Los Alamos, NM | 71 out of 100, Strong | $32.4M | 11.7% | 0.74% | vs |
| Del Norte Credit UnionCredit union Los Alamos, NM | 66 out of 100, Moderate | $1.5B | 9.4% | 0.45% | vs |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | vs |
| Zia Credit UnionCredit union Los Alamos, NM | 64 out of 100, Moderate | $308.1M | 10.3% | 0.48% | vs |
| Enterprise Bank & TrustBank Clayton, MO | 61 out of 100, Moderate | $17.4B | 9.9% | 0.98% | vs |
| Century BankBank Santa Fe, NM | 61 out of 100, Moderate | $1.4B | 10.3% | 1.07% | vs |