Side-by-side · Q2 2026 data
Jemez Valley Credit Union vs High Desert Community Credit Union
Credit union
Jemez Valley Credit Union
Jemez Springs, New Mexico · Under $100 million in assets
Credit union
High Desert Community Credit Union
Aztec, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Jemez Valley Credit Union | High Desert Community Credit Union |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 76 | 80 (stronger) |
| Loan quality | 67 (stronger) | 35 |
| Earnings | 11 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 32nd | 38th |
| Total assets | $27.3M | $18.3M |
| Deposits / shares | $23.8M | $15.9M |
| Capital ratio | 12.64% | 12.95% (stronger) |
| Problem loans | 1.00% (stronger) | 1.95% |
| Net charge-offs | 0.06% (stronger) | 0.12% |
| Return on assets | -0.21% | 1.01% (stronger) |
| Loans ÷ deposits | 45.0% | 44.1% (stronger) |
| Uninsured deposits | 9.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Desert Community Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Jemez Valley Credit Union leads on 2 and High Desert Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.