Side-by-side · Q2 2026 data
Jersey City Firemen Federal Credit Union vs 1st Bergen Federal Credit Union
Credit union
Jersey City Firemen Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Credit union
1st Bergen Federal Credit Union
Hackensack, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Jersey City Firemen Federal Credit Union | 1st Bergen Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 45 (stronger) | 0 |
| Earnings | 54 | 59 (stronger) |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 49th | 26th |
| Total assets | $11.7M | $11.2M |
| Deposits / shares | $6.1M | $7.4M |
| Capital ratio | 46.67% (stronger) | 27.67% |
| Problem loans | 1.65% (stronger) | 2.99% |
| Net charge-offs | 0.21% (stronger) | 1.39% |
| Return on assets | 0.84% | 0.97% (stronger) |
| Loans ÷ deposits | 80.2% | 79.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 8.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jersey City Firemen Federal Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Jersey City Firemen Federal Credit Union leads on 5 and 1st Bergen Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.