TellerScore

Jersey City Firemen Federal Credit Union is a federal credit union headquartered in Jersey City, New Jersey, in business for about 76 years. At the end of Q2 2026 it reported $11.7M in total assets and $6.1M in member shares and deposits, with 1 office.

Jersey City Firemen Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 38th. Capital cushion contributes the most (100/100, 46.67%); loan quality contributes the least (45/100, 1.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 46.67%
Loan quality45/100
Loans 60+ days delinquent ÷ total loans: 1.65%
Earnings54/100
Return on assets (annualized): 0.84%
Funding & liquidity80/100
Loans ÷ shares: 80.2% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.47%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (65 → 74), mostly because the earnings component improved by 54 points.

TellerScore
536679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202457
Q4 202454
Q1 202553
Q2 202565
Q3 202579
Q4 202579
Q1 202673
Q2 202674
Net worth ratio
7.00%26.87%46.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202444.08%
Q3 202445.81%
Q4 202446.70%
Q1 202546.17%
Q2 202545.57%
Q3 202546.64%
Q4 202546.74%
Q1 202646.63%
Q2 202646.67%
Delinquent loans (60+ days)
0.57%1.79%3.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.72%
Q3 20242.58%
Q4 20243.02%
Q1 20252.72%
Q2 20251.45%
Q3 20250.65%
Q4 20250.57%
Q1 20261.54%
Q2 20261.65%
Return on assets
-0.92%-0.04%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.68%
Q3 2024-0.18%
Q4 2024-0.11%
Q1 2025-0.79%
Q2 2025-0.92%
Q3 20250.54%
Q4 20250.46%
Q1 20260.67%
Q2 20260.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$11.7M46.67%1.65%0.84%80.2%
Q1 202673$11.6M46.63%1.54%0.67%83.9%
Q4 202579$11.6M46.74%0.57%0.46%85.7%
Q3 202579$11.6M46.64%0.65%0.54%84.1%
Q2 202565$11.7M45.57%1.45%-0.92%81.4%
Q1 202553$11.6M46.17%2.72%-0.79%84.6%
Q4 202454$11.5M46.70%3.02%-0.11%86.1%
Q3 202457$11.7M45.81%2.58%-0.18%84.6%
Q2 202462$12.0M44.08%1.72%-0.68%79.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio46.67%
99th
Problem loans1.65%
26th
Net charge-offs0.21%
47th
Return on assets0.84%
59th
Loans to deposits80.2%
19th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.5%
59th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples Transport Federal Credit UnionCredit union Mount Ephraim, NJ54 out of 100, Below average$11.8M10.0%1.45%vs
Erie Lackawanna Railroad Co Emp Federal Credit UnionCredit union Hoboken, NJ83 out of 100, Strong$11.9M25.4%0.64%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
Goya Foods Employees Federal Credit UnionCredit union Jersey City, NJ86 out of 100, Very strong$11.2M22.4%0.86%vs
1st Bergen Federal Credit UnionCredit union Hackensack, NJ63 out of 100, Moderate$11.2M27.7%2.99%vs
Members Connect Federal Credit UnionCredit union Madison, NJ60 out of 100, Moderate$10.8M14.2%2.40%vs

Deposit insurance

Is my money safe at Jersey City Firemen Federal Credit Union?

Yes. Jersey City Firemen Federal Credit Union is a federally insured credit union (NCUA charter #6700). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 46.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Jersey City Firemen Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Jersey City Firemen Federal Credit Union
Type
Federal credit union
NCUA charter #
6700
RSSD ID
677680
Primary regulator
NCUA
Established
1950
Headquarters
666 Summit Ave, Jersey City, NJ 07306
Employees
6

Quick answers

Jersey City Firemen Federal Credit Union: common questions

Is Jersey City Firemen Federal Credit Union NCUA insured?

Yes. Jersey City Firemen Federal Credit Union is a federally insured credit union (NCUA charter #6700). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jersey City Firemen Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jersey City Firemen Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jersey City

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs