Side-by-side · Q2 2026 data
Jersey City Firemen Federal Credit Union vs Goya Foods Employees Federal Credit Union
Credit union
Jersey City Firemen Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Credit union
Goya Foods Employees Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Jersey City Firemen Federal Credit Union | Goya Foods Employees Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 45 | 71 (stronger) |
| Earnings | 54 | 69 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 49th | 80th |
| Total assets | $11.7M | $11.2M |
| Deposits / shares | $6.1M | $8.7M |
| Capital ratio | 46.67% (stronger) | 22.45% |
| Problem loans | 1.65% | 0.86% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 0.84% | 1.23% (stronger) |
| Loans ÷ deposits | 80.2% | 13.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goya Foods Employees Federal Credit Union has the higher TellerScore (86 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Jersey City Firemen Federal Credit Union leads on 1 and Goya Foods Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.