Side-by-side · Q2 2026 data
Jersey City Firemen Federal Credit Union vs Peoples Transport Federal Credit Union
Credit union
Jersey City Firemen Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Credit union
Peoples Transport Federal Credit Union
Mount Ephraim, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Jersey City Firemen Federal Credit Union | Peoples Transport Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 45 | 52 (stronger) |
| Earnings | 54 (stronger) | 14 |
| Funding & liquidity | 80 | 96 (stronger) |
| Problem-loan coverage | 97 (stronger) | 83 |
| Peer percentile | 49th | 13th |
| Total assets | $11.7M | $11.8M |
| Deposits / shares | $6.1M | $10.6M |
| Capital ratio | 46.67% (stronger) | 10.04% |
| Problem loans | 1.65% | 1.45% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.53% |
| Return on assets | 0.84% (stronger) | -0.16% |
| Loans ÷ deposits | 80.2% | 64.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 11.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jersey City Firemen Federal Credit Union has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Jersey City Firemen Federal Credit Union leads on 5 and Peoples Transport Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.