Side-by-side · Q2 2026 data
Jessop Community Federal Credit Union vs Michigan First Credit Union
Credit union
Jessop Community Federal Credit Union
Washington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Jessop Community Federal Credit Union | Michigan First Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 72 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 87 (stronger) | 62 |
| Earnings | 70 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 83rd | 66th |
| Total assets | $34.1M | $1.5B |
| Deposits / shares | $29.3M | $1.1B |
| Capital ratio | 13.83% | 15.80% (stronger) |
| Problem loans | 0.38% (stronger) | 1.14% |
| Net charge-offs | 0.33% (stronger) | 0.95% |
| Return on assets | 1.26% (stronger) | 0.59% |
| Loans ÷ deposits | 38.2% (stronger) | 97.4% |
| Uninsured deposits | 4.1% (stronger) | 5.6% |
| Offices | 3 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.1% |
Jessop Community Federal Credit Union has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Jessop Community Federal Credit Union leads on 6 and Michigan First Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.