TellerScore

Jessop Community Federal Credit Union (NCUA charter #7724) is based in Washington, Pennsylvania. Its Q2 2026 call report shows $34.1M in total assets and $29.3M in member shares and deposits and 3 offices across 2 states.

Based on its Q2 2026 filing, Jessop Community Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 53rd. Its strongest component is funding & liquidity (100/100; 38% loans-to-deposits, 4% uninsured), and its lowest is earnings (70/100; 1.26%).

TellerScore · Q2 2026

Scorecard

Capital cushion88/100
Net worth ratio: 13.83%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.38%
Earnings70/100
Return on assets (annualized): 1.26%
Funding & liquidity100/100
Loans ÷ shares: 38.2% · 4.1% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (89 → 87), mostly because the earnings component weakened by 15 points.

TellerScore
798693Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202484
Q4 202482
Q1 202583
Q2 202589
Q3 202592
Q4 202593
Q1 202687
Q2 202687
Net worth ratio
7.00%10.41%13.83%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.90%
Q3 202411.68%
Q4 202412.31%
Q1 202512.21%
Q2 202512.67%
Q3 202513.28%
Q4 202513.57%
Q1 202613.49%
Q2 202613.83%
Delinquent loans (60+ days)
0.11%0.45%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.44%
Q3 20240.27%
Q4 20240.79%
Q1 20250.33%
Q2 20250.13%
Q3 20250.16%
Q4 20250.20%
Q1 20260.11%
Q2 20260.38%
Return on assets
1.09%1.46%1.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.45%
Q3 20241.53%
Q4 20241.58%
Q1 20251.29%
Q2 20251.62%
Q3 20251.81%
Q4 20251.83%
Q1 20261.09%
Q2 20261.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$34.1M13.83%0.38%1.26%38.2%
Q1 202687$34.0M13.49%0.11%1.09%38.9%
Q4 202593$33.1M13.57%0.20%1.83%40.6%
Q3 202592$32.6M13.28%0.16%1.81%41.3%
Q2 202589$32.8M12.67%0.13%1.62%41.2%
Q1 202583$32.7M12.21%0.33%1.29%42.7%
Q4 202482$31.6M12.31%0.79%1.58%46.9%
Q3 202484$32.2M11.68%0.27%1.53%46.6%
Q2 202479$33.3M10.90%0.44%1.45%46.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.83%
46th
Problem loans0.38%
65th
Net charge-offs0.33%
37th
Return on assets1.26%
78th
Loans to deposits38.2%
80th
Uninsured deposits4.1%
27th
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Lehigh County Employees Federal Credit UnionCredit union Allentown, PA96 out of 100, Very strong$33.1M15.7%0.00%vs
Highway Federal Credit UnionCredit union Hughestown, PA75 out of 100, Strong$35.0M18.1%2.00%vs
Reliance Federal Credit UnionCredit union King of Prussia, PA70 out of 100, Strong$35.3M12.5%1.05%vs
Hazleton School Employees Credit UnionCredit union Hazleton, PA80 out of 100, Strong$35.4M21.8%1.96%vs
Pagoda Federal Credit UnionCredit union Reading, PA87 out of 100, Very strong$32.6M12.0%0.31%vs
Steel Strong Community Federal Credit UnionCredit union Elizabeth, PA87 out of 100, Very strong$32.0M25.3%0.81%vs

Deposit insurance

Is my money safe at Jessop Community Federal Credit Union?

Yes. Jessop Community Federal Credit Union is a federally insured credit union (NCUA charter #7724). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Jessop Community Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Jessop Community Federal Credit Union
Type
Federal credit union
NCUA charter #
7724
RSSD ID
67580
Primary regulator
NCUA
Established
1952
Headquarters
1100 Green St, Washington, PA 15301
Employees
5

Quick answers

Jessop Community Federal Credit Union: common questions

Is Jessop Community Federal Credit Union NCUA insured?

Yes. Jessop Community Federal Credit Union is a federally insured credit union (NCUA charter #7724). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jessop Community Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jessop Community Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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