Side-by-side · Q2 2026 data
Jessop Community Federal Credit Union vs Pagoda Federal Credit Union
Credit union
Jessop Community Federal Credit Union
Washington, Pennsylvania · Under $100 million in assets
Credit union
Pagoda Federal Credit Union
Reading, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Jessop Community Federal Credit Union | Pagoda Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 88 (stronger) | 70 |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 70 | 93 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 83rd | 83rd |
| Total assets | $34.1M | $32.6M |
| Deposits / shares | $29.3M | $28.6M |
| Capital ratio | 13.83% (stronger) | 11.97% |
| Problem loans | 0.38% | 0.31% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.51% |
| Return on assets | 1.26% | 1.81% (stronger) |
| Loans ÷ deposits | 38.2% | 34.0% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 4.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jessop Community Federal Credit Union leads on 3 and Pagoda Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.