Side-by-side · Q2 2026 data
Jessop Community Federal Credit Union vs The Local Credit Union
Credit union
Jessop Community Federal Credit Union
Washington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Jessop Community Federal Credit Union | The Local Credit Union |
|---|---|---|
| TellerScore | 87 | 92 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 70 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 83rd | 97th |
| Total assets | $34.1M | $106.6M |
| Deposits / shares | $29.3M | $89.9M |
| Capital ratio | 13.83% | 16.07% (stronger) |
| Problem loans | 0.38% | 0.26% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.42% |
| Return on assets | 1.26% | 1.35% (stronger) |
| Loans ÷ deposits | 38.2% (stronger) | 46.7% |
| Uninsured deposits | 4.1% (stronger) | 7.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Local Credit Union has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Jessop Community Federal Credit Union leads on 3 and The Local Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.