Side-by-side · Q2 2026 data
Jm Associates Federal Credit Union vs Brightstar Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Jm Associates Federal Credit Union | Brightstar Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 76 | 83 (stronger) |
| Earnings | 80 (stronger) | 57 |
| Funding & liquidity | 83 (stronger) | 58 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 91st | 30th |
| Total assets | $151.2M | $1.1B |
| Deposits / shares | $130.8M | $884.1M |
| Capital ratio | 15.46% (stronger) | 9.22% |
| Problem loans | 0.71% | 0.52% (stronger) |
| Net charge-offs | 0.81% | 0.50% (stronger) |
| Return on assets | 1.49% (stronger) | 0.92% |
| Loans ÷ deposits | 77.0% (stronger) | 102.2% |
| Uninsured deposits | 8.4% (stronger) | 10.0% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.0% |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Jm Associates Federal Credit Union leads on 5 and Brightstar Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.