Side-by-side · Q2 2026 data
John Deere Financial, f.s.b. vs Oak Bank
Metric by metric
| Measure | John Deere Financial, f.s.b. | Oak Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 91 | 99 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 0 | 40 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 93rd | 68th |
| Total assets | $4.9B | $486.3M |
| Deposits / shares | $1.6B | $419.6M |
| Capital ratio | 19.36% (stronger) | 12.28% |
| Problem loans | 0.27% | 0.04% (stronger) |
| Net charge-offs | 2.36% | -0.00% (stronger) |
| Return on assets | 3.11% (stronger) | 1.28% |
| Loans ÷ deposits | 314.1% | 89.3% (stronger) |
| Uninsured deposits | 100.0% | 42.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.9% |
John Deere Financial, f.s.b. has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), John Deere Financial, f.s.b. leads on 3 and Oak Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.