Side-by-side · Q2 2026 data
John Marshall Bank vs Carter Bank & Trust
Metric by metric
| Measure | John Marshall Bank | Carter Bank & Trust |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 79 (stronger) | 67 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 27 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 80th | 80th |
| Total assets | $2.4B | $4.8B |
| Deposits / shares | $2.0B | $4.2B |
| Capital ratio | 12.95% (stronger) | 11.73% |
| Problem loans | 0.01% (stronger) | 1.01% |
| Net charge-offs | 0.01% | -0.82% (stronger) |
| Return on assets | 1.19% | 3.66% (stronger) |
| Loans ÷ deposits | 99.9% | 87.7% (stronger) |
| Uninsured deposits | 44.7% | 17.7% (stronger) |
| Offices | 8 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), John Marshall Bank leads on 2 and Carter Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.