TellerScore

Headquartered in Reston, Virginia, John Marshall Bank is a state-chartered bank (fed member) with $2.4B in total assets and $2.0B in deposits as of Q2 2026. It operates 8 offices across 3 states. Its charter dates back to 2006.

Based on its Q2 2026 filing, John Marshall Bank scores 76/100, which we describe as strong. That is higher than 80% of 897 banks with $1 billion – $10 billion. Among 56 banks headquartered in Virginia, it ranks 18th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is funding & liquidity (27/100; 100% loans-to-deposits, 45% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Tier 1 leverage ratio: 12.95%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings68/100
Return on assets (annualized): 1.19%
Funding & liquidity27/100
Loans ÷ deposits and uninsured-deposit share: 99.9% · 44.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.08%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

TellerScore
677276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202471
Q4 202467
Q1 202575
Q2 202575
Q3 202575
Q4 202573
Q1 202675
Q2 202676
Tier 1 leverage ratio
5.00%8.97%12.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.17%
Q3 202411.94%
Q4 202412.36%
Q1 202512.61%
Q2 202512.77%
Q3 202512.69%
Q4 202512.49%
Q1 202612.60%
Q2 202612.95%
Noncurrent loans
0.00%0.27%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.53%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.05%
Q1 20260.05%
Q2 20260.01%
Return on assets
0.79%0.99%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.79%
Q3 20240.80%
Q4 20240.84%
Q1 20250.95%
Q2 20250.96%
Q3 20250.98%
Q4 20251.01%
Q1 20261.12%
Q2 20261.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$2.4B12.95%0.01%1.19%99.9%
Q1 202675$2.3B12.60%0.05%1.12%98.0%
Q4 202573$2.3B12.49%0.05%1.01%98.8%
Q3 202575$2.3B12.69%0.00%0.98%97.3%
Q2 202575$2.3B12.77%0.00%0.96%99.7%
Q1 202575$2.3B12.61%0.00%0.95%96.1%
Q4 202467$2.2B12.36%0.53%0.84%97.6%
Q3 202471$2.3B11.94%0.00%0.80%94.0%
Q2 202472$2.3B12.17%0.00%0.79%94.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.95%
85th
Total risk-based capital16.68%
81st
Problem loans0.01%
95th
Net charge-offs0.01%
62nd
Return on assets1.19%
44th
Net interest margin2.98%
15th
Efficiency ratio49.1%
79th
Loans to deposits99.9%
15th
Uninsured deposits44.7%
18th
Loan-loss reserves1.00%
31st
Texas ratio0.1%
96th

Similar-size banks in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
FVCbankBank Fairfax, VA73 out of 100, Strong$2.4B12.9%0.59%vs
Blue Ridge Bank, National AssociationBank Martinsville, VA49 out of 100, Below average$2.3B11.2%1.68%vs
MainStreet BankBank Fairfax, VA47 out of 100, Below average$2.2B12.8%3.15%vs
Chain Bridge Bank, National AssociationBank Mclean, VA74 out of 100, Strong$2.2B9.1%0.00%vs
First BankBank Strasburg, VA67 out of 100, Moderate$2.1B9.4%0.32%vs
Citizens and Farmers BankBank West Point, VA75 out of 100, Strong$2.8B11.2%0.09%vs

Deposit insurance

Is my money safe at John Marshall Bank?

Yes. John Marshall Bank is an FDIC-insured institution (FDIC certificate #58243). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.7% of deposits ($893.0M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.95%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.68% (benchmark: 10%).

Check how much of your own balance is covered

8 locations

Branches

John Marshall Bank lists 8 offices in 8 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
John Marshall Bank
Former names
Security One Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
58243
RSSD ID
3419416
Primary regulator
FED
Holding company
John Marshall Bcorp Inc
Established
April 17, 2006
Headquarters
1943 Isaac Newton Sq E, Reston, VA 20190
Employees
140

Quick answers

John Marshall Bank: common questions

Is John Marshall Bank FDIC insured?

Yes. John Marshall Bank is an FDIC-insured institution (FDIC certificate #58243). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is John Marshall Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has John Marshall Bank ever failed?

There is no failure record for FDIC certificate #58243 in the FDIC failed bank list.

How many branches does John Marshall Bank have?

8 offices as of the latest FDIC data, in 3 states.

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